The next generation of student finance, available to more people and on better terms.


Many key professions experience crippling shortages due to the exclusion of the less-wealthy-majority from qualifications. This is caused by the tens-of-thousands-of-pounds shortfall between government funding and savings / “bank-of-mum-and-dad”. Traditional lending is unavailable for those whose future earnings are likely to justify finance but cannot evidence this with their credit history.


Early-stage companies raise equity when they cannot raise debt, enabling innovations that would not otherwise have been possible. StepEx is launching an “equity-style” financing instrument for students. More accessible based on future potential income and more affordable because the total amount to be repaid is linked to income earned.


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UN Sustainable Development Goals

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